BIK, being the information integrator on behalf of the banks, acts as an intermediary in submitting the information about business entities from various branches of economy which do not satisfy their financial obligations. The disclosure of information from outside the banking sector is possible due to the cooperation with InfoMonitor Biuro Informacji Gospodarczej S.A. – http://www.infomonitor.pl

Each BIK report may be supplemented with the information from the Central Debtor Register of InfoMonitor BIG – the only conditions being Client's consent. Thus, the bank obtains complete information about the Client in the BIK Report.

InfoMonitor offers the products and debt recovery services in support of the traditional methods, including the so-called 'soft collection', while improving their efficiency, i.e.:

• request for payment,
• submission of negative economic information about the consumers,
• provision of negative economic information about entrepreneurs.